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Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 63,750 employees, the businesses of ABCL have a nationwide reach with over 1,712 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,712
No. of Employees
63,750+
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.50 Lakh Cr
Active Customer Base
39 Million
Consolidated Lending Book
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Aditya Birla Capital Limited
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 63,750 employees, the businesses of ABCL have a nationwide reach with over 1,712 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,712
No. of Employees
63,750+
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.50 Lakh Cr
Active Customer Base
39 Million
Consolidated Lending Book
INR 1.78 Lakh CrCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
Money management made easy
Understanding direct and indirect taxes
Know how to plan retirement well
Insurance and it's aspects for laymen
Investments and their jargon - simplified
Know all about loans and their management
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Life Insurance
Health Insurance
Home Finance
Personal Finance
| Basic Details: |
Business | Aditya Birla Capital | ||
Unit | Aditya Birla Health Insurance | ||
Location | Mumbai | ||
Function | Treasury Front Office | Reports to: Function | Treasury |
Department | Treasury | Reports to: Department |
|
Designation of the Employee | Dealer | Designation of the Manager | Chief Investment Officer |
Date of writing/ updation of JD | March 2026 |
| 1) Job Purpose: |
Comprehensive evaluations of investment opportunities. Analyzing credit risk and Interest rate risk of the securities.
|
| Dimensions | October 2024 |
1 | AUM | Around Rs 5500 crore |
2 | Types of Fund | Shareholder & Policyholder |
3 | No of deals (monthly) | 50 |
4 | Company Credit Reports | 40 |
6 | Asset Class | Debt |
| 3) Job Context & Major Challenges: (What are the specific aspects of the job that provide a challenge to the jobholder in the context of the Unit/Zone) |
About the Health Insurance Industry –
While the current market sees more than 15 non-life players in the private space and 5 exclusive private players in the health insurance space trying to capture a sizable market share. With the SME and the start-ups being the driving force of Indian economy, the opportunity to cater to these segments is immense and is increasing manifold year on year. The challenge here therefore remains as to how we capture a larger share of the opportunity by developing specific solutions to cater each segment of the business. Also by creating an inexpensive and standardized solution to increase the reach into the pockets of channel partners across the country to harness on their captive business and explore new opportunities with them.
Market Opportunities – With the advent of medical advancements, lifestyle changes, change in Indian socio-economic scenario and Indian healthcare space, and the insurers are facing challenges to cater to the needs of this diverse clientele. Increasingly Indian customers have started considering health insurance partners as extensions of health advisers. In this scenario it becomes extremely important to understand their psyche and then provide tailored solutions with wellness benefits which would help them meet their end objectives and bring in profitable revenue source for the company.
ABHI’s unique offering to market includes proposition includes -
Job Context
Key Challenges for the role are as follows: - Dynamic economy and its impact on the portfolio performance poses a challenge to anticipate and ensure high probabilities of fund success on long term basis. - Keeping abreast with all macro and micro economic factors impacting financial risk and returns. - Maintaining & ensuring confidentiality on all fund related communication at all times. |
| 4) Principal Accountabilities | |
Accountability | Supporting Actions |
Credit Analysis- Investment opportunities in credit market |
|
Execution of the Deal |
|
Economic analysis |
|
MIS update |
|
Liquidity |
|
| 5) Job Purpose of Direct Reports: |
Maintain and apply a deep understanding of domestic fixed income markets and their structures to support investment team in taking decisions for superior returns in a consistent manner. |
| 6) Relationships: | ||
| Relationship Type | Frequency | Nature |
Internal |
|
|
| Regular |
|
| Regular |
|
| Regular |
|
External |
|
|
| Need based |
|
| Monthly |
|
4 - 6 years
02 degree